FREQUENTLY ASKED QUESTIONS

The process of buying property in Mexico involves several key steps: finding the right property, making an offer, securing financing (if needed), conducting due diligence, signing a sales agreement, and completing the closing process with a notary public.

  • Yes, foreigners can buy property in Mexico. However, if the property is within the restricted zone (50 km from the coastline or 100 km from the borders), they must do so through a fideicomiso (bank trust) or a Mexican corporation.

  • A fideicomiso is a bank trust that allows foreigners to hold the title to real estate in restricted zones. The bank acts as the trustee, but the foreign buyer retains all ownership rights and can sell, lease, or transfer the property.   **see more details click here: 

  • Closing costs typically include notary fees, registration fees, title insurance, and legal fees. These costs can range from 3.5% to 5% of the property’s purchase price.   This is including the Mexican Governments 2% acquisition tax that all real estate sales incur. 

  • We are very lucky to that our annual property taxes are lower than most other countries.  

    As an example if your condo was purchased for $1m your annual property taxes are approx. $600usd/year.   If you have a $10m dollar home, you annual property taxes are approx. $5000/year.

  • Each gated community has differing HOA structures and fees and depending on the amenities, golf course, beach club, gym, racquet & sports center, etc….  will depend on the annual dues.    Ie.  Querencia has one Fazio golf course and a 2nd one under construction, a beach club, raquet & sports centers, gym, severl pools, and they have an annual membership of $46,000/year with a fee to join the club at $290,000usd.

What does it cost to buy ocean front?

The Golden Cabo corridor, between Cabo and San Jose, has many opportunities to live on the ocean with different price points.    A favorite location for me is at Las Mananitas where you can get a condo in an ‘oceanfront’ community starting at $1m.   Or - in Querencia, a private golf & beach club community, in a condo literally ON the ocean for $6m.    Chileno Bay ocean-front condos would start at $9m and single-family homes would start at $25m.

But there is good news only an hour north from here in the darling town of Todos Santos which is nestled along the Pacific Ocean.   You can purchase an oceanfront homesite for approx. 1m and build your dream home.   

Some fun weather facts about Los Cabos, Mexico

  • Los Cabos has warm temperatures year-round, with highs between 82°F (28°C) and 91°F (33°C) and lows between 55°F (13°C) and 75°F (24°C). The average annual temperature is 78°F (26°C).   PERFECT!

  • Los Cabos receives an average of 7 to 10 inches of rain per year at sea level, and 50 to 60 inches in the mountains. Most of the rain falls during the hurricane season from July to October.    Usually around 15 days a year of rain.

  • Los Cabos has over 300 days of sunshine per year. August & Septembers are the wettest months, but also has the most sunshine, with about 12 hours a day. 

  • The water temperature in Los Cabos varies depending on the body of water and the time of year. The Pacific Ocean is colder than the Sea of Cortez, but the mixing of the two bodies of water keeps the water temperature fairly warm year-round. July through to December have the best ocean swimming temperatures, with an average of 82°F. 

  • Some say the best time to visit Los Cabos is from November 1st all the way to July 31st. NEARLY perfect weather during that whole time.   Xmas, Thanksgiving and March Spring-break are when the crowds have arrived and hotels are at their most pricey.  Stormy season is August through to the end of October.

  • December to April is ‘whale soup’ season.   Enjoy whale pod sightings from a beach umbrella or a boat tour.

Many Golf courses to enjoy…

  1. Puerto Los Cabos – San Jose – public.

  2. Club Campestre – San Jose – public.

  3. Cabo Real -Corridor – public.

  4. Palmilla – Corridor - private as of January 2025.

  5. Chileno Bay - Corridor – private.

  6. Querencia - Corridor – private.

  7. Twin Dolphin – Corridor – private.

  8. El Dorado - Corridor – private.

  9. Cabo Del Sol - Corridor– private & public

  10. Country Club – Near Cabo – public.

  11. Diamante – Pacific side – private & public.

  12. Rancho – Pacific side - public.

San Jose del Cabo – Artwalk

Our lovely incredible ‘old town’ San Jose has created a magical night of local artisans, music and good food.  Every Thursday.       

Debra’s Favorite Restaurants

San Jose Del Cabo

  • A lovely rooftop restaurant overlooking ‘old-town’ and the art walk festivities. On the higher end of the price point and I LOVE the food here.   https:/www.Agavecsl.com

  • An authentic ‘farm to table’ experience in ‘old-town’ with the best breakfast!  Also exceptional lunch and dinners too – on the ‘affordable’ scale at 5/10.  A funky little side bar as well. https://www.Rubas.mx/

  • The BEST salsas you will encounter and a funky ‘locals’ hangout.  Well off the beaten path. https://thehangmansurfandtacos.negocio.site/

  • Italian food at its best! Easy on the pocketbook too! https://www.laforchetta.mx/

  • BEACH FRONT – (Kid-friendly and good prices)  Toes in the sand – watching the sunset! A funky ‘rustic’ beach restaurant with excellent ‘fish of the day’ and pizzas! Great music too.

    https://www.mamamialoscabos.com/

  • The very BEST ‘farm to table’ experience! Higher priced but worth it!

    https://www.flora-farms.com/

  • Near Flora Farms – A little fancy and casual too - amazing location and food.   https://acreresort.com/

  • Located at my favorite hotel, Cabo Azul, in SJD.    Fancy – on the beach – GREAT food.  

  • At Chileno Bay – Fresh Mediterranean – a WOW menu and the best Cabo restaurant!   https://www.aubergeresorts.com/chilenobay/dine/yaya/

  • Palmilla One and Only – ON the ocean front!   Love this location!!  HIGH END.  https://www.oneandonlyresorts.com/palmilla/dining/agua

Cabo San Lucas

  • Beachside with Arch views. Ask to sit ‘on the beach’ and enjoy authentic Mexican dishes.   Midrange for price. 

    https://www.haciendacocina.mx/

  • WOWZA!  Great food AND the best entertainment with FIRE FUN !!  A party!

    https://rosanegra.com.mx/en/branch-offices/best-restaurants-in-cabo

  • On Medano beach – a crazy and wild experience on the main beach!

  • On the BEACH – toes in the sand enjoying the Arch views and people watching!

Can I move to Los Cabos?

Yes you can!   You would need a visa that allows you to stay year round vs. a tourist visa.  For a fun read about how I moved to Cabo in the summer of 1993 with three young kids, read ‘Wait a Year’ :   DebraKelly.net